Food Truck Catering Insurance
Protecting Your Business on the Move
Running a food truck catering business is exciting and rewarding, but it also comes with unique challenges. From busy event crowds to operating mobile kitchens, risks can arise anytime. That’s why food truck catering insurance is essential for protecting your business, staff, equipment, and vehicles.
We specialize in tailored insurance solutions for mobile caterers. Whether you need mobile catering van insurance, catering business insurance, or single event catering insurance, our policies give you the coverage you need at a price you can afford.
What is a Business Owners Policy Food Truck Catering?
A Business Owners Policy brings together essential coverages under one policy. Instead of buying multiple policies separately, you get a bundled plan that reduces your catering insurance cost while offering comprehensive protection.
A standard catering BOP typically includes:
Property Insurance: Protects your kitchen, ovens, fridges, and catering equipment.
General Liability Insurance: Covers injuries, accidents, and property damage at events.
Business Interruption Insurance: Provides financial support if your business operations are halted due to an accident or disaster.
General Liability for Caterers
No catering company should operate without general liability insurance. This is the foundation of your protection plan and one of the most important coverages in any catering liability insurance package.
Accidental injuries at catered events (slips, falls, or burns).
Food-related illnesses such as allergic reactions or food poisoning.
Property damage caused during setup or service.
Workers’ Compensation for Catering Business
The catering industry is labor-intensive, and employees face risks daily—lifting heavy trays, driving vans, or handling hot equipment. That’s why workers’ compensation insurance is critical.
Medical expenses are covered for employees injured on the job.
Wage replacement while employees recover.
Legal protection if claims are filed.
- What We Do
Deliciously Healthy → Adapt for Insurance Services
Comprehensive Catering Insurance for Every Catering Operation
Mobile Catering Van Insurance
Protect your van, food equipment, and staff with reliable catering van insurance. Perfect for mobile food trucks, trailers, and street vendors.
Single Event Catering Insurance
Need coverage for just one occasion? Get catering insurance for one day or single event catering insurance at affordable rates.
Get Your First Quote – Claim Your Peace of Mind Today
Protect your catering business from unexpected risks. Affordable, customizable, and built for professionals like you.
- General FAQs
Our General Question
It’s a specialized insurance plan designed to protect mobile catering businesses, food trucks, and vans from risks like accidents, equipment loss, liability claims, and employee injuries.
Yes. Your van or truck is your business hub. Mobile catering van insurance protects you from accidents, theft, and damage while on the road.
Yes. Catering liability insurance includes product liability, which protects against claims related to contaminated or unsafe food.
Yes. Catering insurance for one day or single event catering insurance is available for weddings, festivals, or short-term catering jobs.
The cost varies based on business size, number of staff, vehicles, and coverage limits. Small operations may pay less, while larger catering companies may require higher premiums.
The cost depends on your business size, number of employees, vehicles, and services. Requesting a catering insurance quote is the best way to know.