Catering Insurance
Protecting Your Business Every Step of the Way
Running a catering business is exciting, but it also comes with unique risks. From food safety concerns to staff injuries and vehicle accidents, having the right catering insurance ensures you stay protected no matter what. We specialize in designing tailored policies that cover everything from mobile catering van insurance to single event catering insurance—so you can focus on creating unforgettable dining experiences.
General Liability Insurance for Caterers
Every catering business, whether large or small, needs general liability insurance. This coverage protects you if a client, guest, or third party suffers an injury or property damage due to your services.
Examples of what catering liability insurance can cover include:
A guest slips and falls at an event.
Food causes an allergic reaction or food poisoning.
Property damage occurs during a catering setup.
Business Ownership Policy for Catering Insurance
A Business Ownership Policy (BOP) for caterers is a comprehensive package that combines several types of insurance into one affordable plan. It’s perfect for small to medium-sized catering companies looking for broad protection.
Property Coverage: Protects your kitchen, ovens, refrigerators, and other equipment against theft, fire, or damage.
General Liability Insurance: Covers accidents, injuries, or property damage that may occur during your catering events.
Business Interruption Insurance: Provides financial support if your catering business is forced to shut down temporarily due to unforeseen circumstances.
Workers’ Compensation for Catering Business
Catering is a hands-on business, and employees are exposed to risks every day. From lifting heavy equipment to working with sharp tools or hot ovens, injuries can happen unexpectedly. That’s why workers’ compensation insurance is essential for caterers.
Workers’ compensation provides:
Medical coverage for employees injured on the job
Lost wage replacement while recovering
Legal protection if an injured employee files a claim
- What We Do
Deliciously Healthy → Adapt for Insurance Services
Comprehensive Catering Insurance for Every Catering Operation
Mobile Catering Van Insurance
Protect your van, food equipment, and staff with reliable catering van insurance. Perfect for mobile food trucks, trailers, and street vendors.
Single Event Catering Insurance
Need coverage for just one occasion? Get catering insurance for one day or single event catering insurance at affordable rates.
Get Your First Quote – Claim Your Peace of Mind Today
Protect your catering business from unexpected risks. Affordable, customizable, and built for professionals like you.
- General FAQs
Our General Question
Catering insurance is a specialized business insurance package designed to protect caterers, food trucks, and event service providers. It covers risks such as food-related illnesses, guest injuries, property damage, equipment loss, and moreaCatering insurance is a specialized business insurance package designed to protect caterers, food trucks, and event service providers. It covers risks such as food-related illnesses, guest injuries, property damage, equipment loss, and more
Catering businesses face unique risks like food poisoning claims, accidents at events, damaged equipment, or employee injuries. Insurance ensures your business is financially protected and allows you to focus on serving clients confidently.
Most catering insurance policies include:
General liability (accidents, injuries, property damage)
Product liability (food poisoning, allergic reactions)
Commercial property (kitchen, freezers, ovens, storage)
Workers’ compensation (employee protection)
Commercial auto (food trucks, delivery vans)
Yes. Even home-based caterers face risks like food-related claims or accidents at events. Affordable coverage options are available for small or part-time catering businesses
Absolutely. Catering insurance often includes commercial auto insurance for vans, trucks, and mobile food units to protect against accidents, theft, and damage.
If your catering business serves alcohol, you’ll need liquor liability insurance, which can be added to your catering policy to cover alcohol-related claims.