Business Owners Policy
Business Owners Policy for Catering Insurance
Running a catering business is rewarding, but it also involves unique risks—from food safety concerns and staff injuries to equipment breakdowns and vehicle accidents. That’s why having the right catering insurance matters.
A Business Owners Policy (BOP) is one of the most effective ways to protect your catering business. It combines multiple types of coverage into a single, cost-effective package, making it a smart choice for small and medium-sized caterers. We provide tailored catering business insurance solutions to safeguard your livelihood.
What is a Business Owners Policy for Caterers?
A Business Owners Policy brings together essential coverages under one policy. Instead of buying multiple policies separately, you get a bundled plan that reduces your catering insurance cost while offering comprehensive protection.
A standard catering BOP typically includes:
Property Insurance: Protects your kitchen, ovens, fridges, and catering equipment.
General Liability Insurance: Covers injuries, accidents, and property damage at events.
Business Interruption Insurance: Provides financial support if your business operations are halted due to an accident or disaster.
General Liability for Caterers
No catering company should operate without general liability insurance. This is the foundation of your protection plan and one of the most important coverages in any catering liability insurance package.
Accidental injuries at catered events (slips, falls, or burns).
Food-related illnesses such as allergic reactions or food poisoning.
Property damage caused during setup or service.
Workers’ Compensation for Catering Business
The catering industry is labor-intensive, and employees face risks daily—lifting heavy trays, driving vans, or handling hot equipment. That’s why workers’ compensation insurance is critical.
Medical expenses are covered for employees injured on the job.
Wage replacement while employees recover.
Legal protection if claims are filed.
- What We Do
Deliciously Healthy → Adapt for Insurance Services
Comprehensive Catering Insurance for Every Catering Operation
Mobile Catering Van Insurance
Protect your van, food equipment, and staff with reliable catering van insurance. Perfect for mobile food trucks, trailers, and street vendors.
Single Event Catering Insurance
Need coverage for just one occasion? Get catering insurance for one day or single event catering insurance at affordable rates.
Get Your First Quote – Claim Your Peace of Mind Today
Protect your catering business from unexpected risks. Affordable, customizable, and built for professionals like you.
- General FAQs
Our General Question
General liability insurance protects you from claims related to third-party injuries, property damage, or food-related illnesses at events.
Workers’ compensation covers medical bills and lost wages for injured employees, while protecting your catering company from lawsuits
While not always required by law, most venues and clients demand proof of catering liability insurance before hiring you.
It covers your catering van or truck, protecting against accidents, damage, and theft while transporting food or equipment.
Yes! Catering insurance for one day or single event catering insurance is perfect for weddings, parties, and festivals.
The cost depends on your business size, number of employees, vehicles, and services. Requesting a catering insurance quote is the best way to know.